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Thursday, May 20, 2010

Richer Life

With the barely 1500 CHF stipend I receive monthly for my internship I understand and am fully aware of my disqualification in giving advise on how to become a millionaire. Although I must say that it is currently the number one priority in my wish list. Alright, perhaps the word advise is simply too big for such a (still) little person like me.

Many of us have dreams. Among the many I have being millionaire is one of them. Unfortunately, I am a person who always takes dreams seriously. I do take my wishes and try my best-est and hope and pray my hardest and make any possible ways to realize them. I like dreams because it makes us living human being with purpose and goal in life. It makes us advance in our civilization and lead us to the better. This time my dream is particularly in becoming a millionaire.

I have started this blog since February and reality has it that I have yet made my first one million dollars to date. I have been using methods written in the secret, bought a lottery card, thinking positive but it seems that thus far none of them has been fruitful. At times I have doubts about the legitimacy of this Secret and perhaps try the conventional way (that most people take) to being a millionaire: work, safe and invest.

Thanks to the compound interest that we can have our money compounded for us yearly. For example, if I have 1000 USD to invest now in a financial product that gives me 8% interest compounded monthly and that every month I can put away 150 USD it will take me 47 years to get my first one million dollars. That means if I start right now, this financial product will yield me 1,000,000 USD when I am 67 years of age. With inflation and the fore gone experiences that I could have had by spending this money in the younger days, the value of this one million dollar may not able to compensate the sacrifice made in this investment. Simply put one million dollar when I am 67 will not able to buy as many things as I can buy today and on top of that the foregone experiences I could have used this money for perhaps go traveling or some valuable books or stuffs like that is not regainable thus this maybe considered as opportunity cost.

We all live just once. I believe that, as much as I LOVE money, we shall not put money as the centre of our universe. Money is barely a tool to help us fulfill whatever that we need to fulfill in enriching our short journey on this planet earth.

Still I firmly stand on the ground that being a multimillionaire is the one thing that everybody should strive for. With millions of dollars in your account you are able to do and experience a lot of things that will make you a richer person inside and outside. However, when stocking piles of money leads you to being a mizer then the fulfillment that has been discussed is not achieved.

Personally, there are a lot of things that I want to achieve and do in this very short period of my life. And that requires lots of money as a tool to achieve this: a richer life.

Keeping Positivity Ain't Easy






Ever wonder how that boy with average intelligence and a mediocre job is able to radiate that charm of joy and happiness albeit having no specific reasons that he does so. Perhaps "specific reasons" not being clearly enough defined.
Alright alright. Everyone has their own scale of measurement (to be happy).

I came across easily dozens of book on how to make your self happy. Being happy is from within and should not be determined by exterior world. and bla bla bla.
Truth is...
People feel bored once in a while, people feel worried once in a while, people feel saturated once in a while, people feel angry once in a while!
I understand the importance of having this "positive" energy that propagates and somehow attract the nice things you outlook yourself and surrounding. BUT. How to do it and maintain that level of happiness?

Perhaps, there is a missing link in theory of this Self Help so-called being happy Gurus. Is it, anyway, at all bad to feel unhappy once in a while?

Are you supposed to keep your posture of happiness and always tried your best to see the "bright side" in every possible event?.
What about Holocaust?
or
Tsunami?

Anyway I am just trying to make a point how at times it feels so natural to feel unhappy. Why shall we force ourself to feel otherwise?
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